Competitive Interest Rates

These time deposit savings instruments have competitive interest rates and a variety of maturity and convenience options. The minimum deposit for most CDs is $1,000. The customer enters into an agreement with the bank to leave the funds for a specific period ranging from 30 days to 5 years. The rates are set for the duration of the CD. If a customer withdraws funds prior to the maturity date they will be penalized. This penalty will vary according to the length of the CD.

WSBT offers many CD options. Please call or stop by to get our current rates. We look forward to the opportunity to work with you.


  • Certificate may be used as collateral for a loan
  • Wide variety of interest payment options
  • FDIC insures depositor up to $250,000.