home  |  about us  |  careers  |  contact us  |  login  |  rate tracker

Other Services

WSBT Mobile Banking App

Our WSBT Mobile Banking App will give you instant connection to your accounts anytime, anywhere using the browser on your smart phone.

WSBT customers must be signed up for our WSBT Online Banking Service.

Use the same access ID and passcode used to log into WSBT Online Banking.

WSBT Mobile Banking App allows you to:

  • Check Your Balances
    You can access any of your accounts that you can access with WSBT Online Banking.
  • Check Transaction History
    You can search your transaction history anytime, anywhere.
  • Transfer Funds
    Transfer funds between accounts that are on your approved WSBT Online Banking accounts.
  • Pay Bills
    If you have WSBT Online Banking Bill Pay, the WSBT Mobile Banking App will permit payments to be made from your phone.
  • Locate Bank and ATM Locations
    The WSBT Mobile Banking App incorporates a map and directions to our locations.
  • WSBT Contact
    Phone number for Williamsville State Bank & Trust is easily accessible on the WSBT Mobile Banking App.
  • WSBT Website Access
    The WSBT Mobile Banking App has a shortcut link to Williamsville State Bank & Trust website.

Download WSBT Mobile Banking App for FREE at

In-Touch Phone Banking

Access your account by phone 24 hours a day! In-Touch Banking lets you get balance information, make fund transfers, get rate information and utilize the stop pay feature all by simply dialing the phone. Williamsville State Bank and Trust makes banking so convenient!

Just call (217) 566-2833 to reach our phone banking service and register to bank by phone.

Safe Deposit Boxes

There are some things you just want to keep safe. From favorite heirlooms to special papers, we can help with a variety of safety deposit boxes at our Williamsville, Sherman and Springfield bank locations. We offer seven sizes of boxes to choose from, with annual charges ranging from $20 to $300 dollars depending on box size. Williamsville State Bank and Trust has been providing a safe place for savings and special items for over 120 years! Box size and availability varies with location.

Instant Cash Overdraft Protection

This credit line provides a pre-approved line of credit of at least $100 attached directly to the client’s personal checking account. If the checking account is overdrawn, the credit line supplements the account in increments of $100 to cover the overdraft. The current Annual Percentage Rate is 17%. Interest accrues on the unpaid balance of the loan starting from the day it is activated.

  • Instant Cash provides a ready cash reserve for unexpected needs.
  • Instant Cash helps avoid embarrassing check returns and check return charges.
  • Instant Cash lets you take advantage of special sales without going to the bank…your loan is already approved!
  • With Instant Cash there is no charge if the service is not used.

MasterMoney Debit Card

Withdraw your account funds without writing a check! You can use your debit card wherever MasterCard is accepted. The Master Money Debit Card does require approval and an active checking account at Williamsville State Bank and Trust.

MasterCard and MasterCard Gold

Now you can access your Williamsville State Bank and Trust MasterCard account over the internet! You can view account history, pending transactions, and payment activity including any payments due and due dates. Williamsville State Bank and Trust has partnered with American Monetary Services to offer you this valuable service free of charge. Signing up is a breeze too. Simply type in www.monetaryservices.com into your internet address bar and follow the secure sign-in links. You’ll be taken to a page that will allow you to create a user id and password. And because security is so important, you’ll be asked to verify certain information to insure your account information is kept confidential. After you have signed up for this service, you will continue to use this same link to access your account over the internet.

Online access to your Williamsville State Bank and Trust MasterCard – Another service we are pleased to offer our valuable customers!

Bank Statements and Transactions on CD

What a convenience for business and personal banking customers! Let Williamsville State Bank and Trust burn you a transaction CD disc playable in your computer with complete transaction information. See front and back images of not only your checks, but of checks you deposit from others! A great way to keep accurate records of your transactions through digital imaging! We can burn transaction discs, monthly, quarterly, semiannually or annually.

Monthly discs are priced at $5, quarterly at $12.50, semiannually at $25 and annually at $40. No business should be without…a great way to back-up, restore and safeguard transactional information!

Automatic Transfer

Regularly and automatically transfer a fixed amount of funds from your checking account to your savings account or vice versa! Have mortgage payments made to your Williamsville State Bank and Trust mortgage account on a regular automatic basis. Automatic Transfer moves the predetermined amount of funds on the same day each month so you don’t have to!

Target Balance Transfer (Sweep)

Customers who wish to prevent their primary checking account from going below a designated balance can authorize the bank to transfer funds from another account to their primary checking account when the balance reaches a certain level. Available for both business and personal accounts. What a great way to keep that checking account properly funded! Each sweep has a two dollar charge.

3341 Old Jacksonville Road
480 S Crossing Drive
512 W Main Street
The Chamber Sherman Area Chamber of Commerce Sherman Area Chamber of Commerce Member FDIC Equal Housing Lender