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Printable Consumer Loan Application
WSB&T Auto Loan Vs. 0% Financing With Dealership
| |
WSB&T |
Dealer |
| Loan Amount |
$21,500* |
$25,000 |
| Term |
60 months |
60 months |
| APR* |
4.295% |
0% |
| Payment |
$398.82 |
$416.66 |
| Total Cost |
$23,929.51 |
$25,000 |
| WSB&T Savings $1070.49 |
* Loan amount includes $3500 cash rebate.
* APR means annual percentage rate and includes .25% reduction for AFT or ACH.
WEIGHING YOUR OPTIONS
As with any large purchase, a vehicle purchase takes a great amount of research. Zero percent financing from auto dealerships could be a great deal. However, it's important to look at the total cost of what you will be paying for your car if you are given the option of a cash rebate or zero percent financing.