Current Rates

Auto Rates

Are you looking for a specific Auto Loan Rate? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Year	Term	Rate	APR *
2017-2016	60 Months	3.800	4.049%
2015	60 Months	4.700	4.911%
2014	48 Months	5.000	5.260%
2013	48 Months	5.250	5.511%
2012	48 Months	6.000	6.263%
2011/Older	Up to 36 Months	13.000	13.363%

* APR stands for Annual Percentage Rate
APR's for car loans based on loan amount of $30,000 and $150 loan closing fee
All loans subject to terms and approval
Rates subject to change without notice. Auto Rates effective as of 9/13/17.
72 month financing available on current year models and a loan amount of $30,000.

CD Rates

Term	Rate	APY
3 Month	0.110%	0.110%
6 Month	0.150%	0.150%
9 Month	0.150%	0.150%
12 Month CD	0.270%	0.270%
15 Month CD	0.350%	0.350%
18 Month CD	0.450%	0.450%
24 Month CD	0.550%	0.550%
30 Month CD	0.500%	0.500%
36 Month CD (3 Year)	0.700%	0.700%
48 Month CD (4 Year)	1.100%	1.100%
60 Month CD (5 year)	1.390%	1.400%

References to APY mean Annual Percentage Yield
$1000.00 minimum balance required
Penalties exist for early withdrawal

Selected CD yield Information for qualified accounts as of 3/20/17

Mortgage Rates

Are you looking for a specific Mortgage? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Today's Rates

Fixed Term	Stated Rate	APR
10 Year Mortgage	3.125	3.178%
15 Year Mortgage	3.125	3.161%
20 Year Mortgage	3.625	3.654%
30 Year Mortgage	4.000	4.021%

The interest rates and annual percentage rates (APR's) are subject to change without notice. Rates and APR calculations listed below for 10, 15, 20, and 30-year loans are based on a loan amount of $150,000.00, with a LTV ratio of 80% or less and an assumed credit score of 740 or above. In addition, the purpose of the loan must be to purchase or refinance a loan in which the property is the primary residence and an existing 1-4 family home. Your annual percentage rate (APR) will vary based on your final loan amount and finance charges. Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Once your application is submitted, a loan officer will contact you to discuss your application and qualifying rates and terms.

Number of Payments	Rate	APR	Payment Amount
120	3.50	3.55	$1,483.29
180	3.75	3.78	$1,090.83
240	4.50	4.53	$948.97
360	4.75	4.77	$782.47