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Safety Tips for Traveling the Web...

With any banking activity, you should take reasonable safety steps.
Internet
Banking is no different. Williamsville State Bank and Trust’s web
address is http://www.wsbt.net.
When visiting our web site we recommend that you access our site
by directly typing in our address. We do NOT recommend you reach
our bank site
via links from other websites. A link is a short cut where you do not
see the true address you are going to, until you are there. Our web address
will be at the top
of your web page on your computer. When doing Internet Banking the web
address will change to the web address for FundsXpress, our Internet
service provider. That link created from our site to FundsXpress is
safe.
If you ever have any safety or security concerns, give us a call at
(217) 566-3387, our
home office in Williamsville.
Williamsville State Bank and Trust WILL NEVER ask for personal
information, passwords or other security or private information on
the Internet
or by phone
which would give access to your accounts. Our bank staff will always
contact
you from one of our banking offices at the phones or addresses below.
Springfield Branch
at Chatham Square
1748 Wabash
Springfield, Illinois 62704
Phone (217) 698-6355
Fax (217) 698-6356 |
Sherman Branch
480 S. Crossing Drive
(just off Old Route 66)
P.O. Box 267
Sherman, Illinois 62684
Phone (217) 496-2383
Fax (217) 496-2961 |
Williamsville Branch
512 W. Main Street
P.O. Box 379
Williamsville, Illinois 62693
Phone (217) 566-3387
Fax (217) 566-3438 |
Springfield Branch
New Location!!
3341 Old Jacksonville Rd.
Springfield, Illinois 62711
Phone (217) 698-9728
Fax (217) 787-5150 |
Financial Privacy Disclosure
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
WSB Financial, Ltd. (WSBF) Privacy Form
512 W Main Street,
Williamsville, IL 62693
WSB Financial, Ltd.’s
affiliates include Williamsville State Bank & Trust, Will Service Corp,
Lincoln Land Insurance Agency, Harbor Pointe Financial Ltd, Spring Creek
Mortgage and Lincoln Land Title Company.
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FACTS
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What does WSB Financial, Ltd. do with your
personal information? |
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Why? |
Financial companies choose how they
share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what
we do.
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What? |
The types of personal information we
collect and share depend on the product or service you have with
us. This information can include:
·
Name, address and phone
number
·
Account and payment
history
·
Credit history
When you close your account, we
continue to share information about you according to our policies.
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How? |
All financial companies need to share
customers’ personal information to run their everyday business – to
process transactions, maintain customer accounts, and report to
credit bureaus. In the section below, we list the reasons financial
companies can share their customers’ personal information; the
reasons WSB Financial, Ltd. chooses to share; and whether you can limit this
sharing.
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Reasons we can share your personal
information |
Does WSB&T share? |
Can you
limit this sharing |
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For our everyday business purposes
To process your transactions, maintain
your account(s), and report to credit bureaus
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YES |
NO |
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For our marketing purposes
To offer our products and services to
you
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YES |
NO |
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For joint marketing with other
financial companies
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YES |
NO |
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For our affiliates’ everyday business
purposes -
Information about your transactions and
experience
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YES |
NO |
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For our affiliates’ everyday business
purposes -
Information about your creditworthiness
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YES |
YES (Check
your choices, below) |
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For our affiliates to market to you
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YES |
YES (Check
your choices, below) |
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For nonaffiliates to market to you
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YES |
YES (Check
your choices, below) |
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FACTS
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What does WSB Financial, Ltd. do with your
personal information? |
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Sharing
practices |
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How often does WSBF
notify me about their practices? |
We must notify
you about our sharing practices when you open an account and each
year while you are a customer. |
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How does WSBF
protect my personal information?
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To protect your
personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
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How does WSBF collect
my personal information? |
We collect your
personal information, for example, when you
·
Open an account or
deposit money
·
Pay your bills or apply
for a loan
·
Use your debit card
We also collect
your personal information from others, such as credit bureaus,
affiliates or other companies.
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Why can’t I
limit all sharing? |
Federal law gives
you the right to limit sharing only for
·
Affiliates’ everyday
business purposes – information about your creditworthiness
·
Affiliates to market to
you
·
Nonaffiliates to market
to you
State laws and
individual companies may give you additional rights to limit
sharing.
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Definitions |
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Everyday
business purposes |
The actions
necessary by financial companies to run their business and manage
customer accounts, such as
·
Processing transactions,
mailing, and auditing services
·
Providing information to
credit bureaus
·
Responding to court
orders and legal investigations
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Affiliates |
Companies related
by common ownership or control. They can be financial and
nonfinancial companies.
·
WSB Financial, Ltd.’s
affiliates include Williamsville State Bank & Trust, Will Service
Corp, Lincoln Land Insurance Agency, Harbor Pointe Financial Ltd,
Spring Creek Mortgage and Lincoln Land Title Company.
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Nonaffiliates |
Companies not
related by common ownership or control. They can be financial and
nonfinancial companies.
·
Nonaffiliates we can
share with include Great American Advisors
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Joint
Marketing |
A formal
agreement between nonaffiliated financial companies that together
market financial products or services to you.
·
Our joint marketing
partner is Great American Advisors
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FACTS
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What does WSB Financial, Ltd. do with your
personal information? |
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If you want to
limit our sharing
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Contact us |
By telephone:
1-217-566-3387
By email:
opt-out@wsbt.net (please include name, address and phone number)
By mail: mark
your choices below, fill in and send the form to:
WSB Financial,
Ltd.
Privacy
Department
PO Box 379
Williamsville,
IL 62693
Unless we hear
from you, we can begin sharing your information 30 days from the
date of this letter. However, you can contact us at any time to
limit our sharing. |
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Check your choices
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Your
choices will apply to everyone on your account |
Check any /
all you want to limit:
Do not share information about my creditworthiness with your
affiliates for their everyday business purposes.
Do not allow your affiliates to use my personal information to
market to me. (I will receive a renewal notice for this use for
marketing in 2 years.)
Do not share my personal information with nonaffiliates to market
their products and services to me.
Your
name: _____________________________
Your address:
_______________________________________________
________________________________________________
________________________________________________
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