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Personal Banking Services

Williamsville State Bank and Trust
We're the Bank you've been looking for!

Whatever your personal banking needs, from savings to loans, you can count on Williamsville State Bank and Trust to provide the service you need! Make our dedicated staff your banking team. It might just be the best financial decision you can make!

CDs, Savings and Deposits Accounts at Williamsville State Bank and Trust offer highly competitive interest rates. We do our best to maximize the return on your deposits!  Check out our many deposit account choices…we have the one that’s right for you!

• CDs - Certificates of Deposit
• Money Market & Money Market Plus
• Traditional & Roth IRAs – Individual Retirement Accounts
• Regular Savings Account
• Minor Savings Account
• Christmas Club Savings Account
• NOW Account
• Golden Now Account

Click here to see selected current CD rates.

Checking
We offer a wide variety of checking accounts and checking services. Let us set up the account that is just right for you!

• Regular Checking
• Budget Checking
• Now Checking Account
• Golden Club Account
• In Club Account

Click here for additional checking and savings account information

Complete Lending Services
Our loan packages can help make dreams come true and help solve financial problems. Whether
it's building or buying your dream home, planning a vacation, or looking for a new car,
our loan team can personalize the loan to meet your needs. Check out our loan services!

• Mortgage Loans
  • Fannie Mae Fixed Rates from 10 to 30 years
  • In House 5 year and 3 year balloons
  • In House 1 year ARM at Fannie Mae rates
  • Interim and Bridge Loans
  • 2nd Mortgages
  • Lot Loans
  • Mortgages for the first time home buyer
• Construction Loans
• Home Equity Loans
• Auto Loans
  • Including boats, motorcycles, campers, trailers!
• Personal Loans

Click here to see current Residential Loan Rates!

Try our financial calculators!