Personal Banking Services | Commercial Banking Services | Trust Services | Other Services
  

Personal Banking Services

Williamsville State Bank and Trust
We're the Bank you've been looking for!

Whatever your personal banking needs, from savings to loans, you can count on Williamsville State Bank and Trust to provide the service you need! Make our dedicated staff your banking team. It might just be the best financial decision you can make!

CDs, Savings and Deposits Accounts at Williamsville State Bank and Trust offer highly competitive interest rates. We do our best to maximize the return on your deposits!  Check out our many deposit account choices…we have the one that’s right for you!

• CDs - Certificates of Deposit
• Money Market & Money Market Plus
• Traditional & Roth IRAs – Individual Retirement Accounts
• Regular Savings Account
• Minor Savings Account
• Christmas Club Savings Account
• NOW Account
• Golden Now Account

Click here to see selected current CD rates.

FDIC Coverage: Do you have FDIC coverage Concerns?

     In addition to a staff dedicated to helping you with all your questions, you can also visit the FDIC's website for more information at: www.fdic.gov. If you would like to calculate your own insurance coverage you can utilize  the FDIC's online "Electronic Deposit Insurance Estimator" at www2.fdic.gov/edie.  Finally, you can also speak directly with an FDIC specialist by calling 1-877-ASK-FDIC.

FDIC NEWS !!! Effective October 3rd, 2008 FDIC limits have been temporarily raised from $100,000 to $250,000 until December 31, 2009. For more information contact any of our locations or visit www.fdic.gov today.

Checking
We offer a wide variety of checking accounts and checking services. Let us set up the account that is just right for you!

• Regular Checking
• Free Checking
• Budget Checking
• Now Checking Account
• Golden Club Account
• In Club Account

Click here for additional checking and savings account information

Complete Lending Services
Our loan packages can help make dreams come true and help solve financial problems. Whether
it's building or buying your dream home, planning a vacation, or looking for a new car,
our loan team can personalize the loan to meet your needs. Check out our loan services!

• Mortgage Loans
  • Fannie Mae Fixed Rates from 10 to 30 years
  • Federal Housing Administration or "FHA" Loans
  • In House 5 year and 3 year balloons
  • In House 1 year ARM at Fannie Mae rates
  • Interim and Bridge Loans
  • 2nd Mortgages
  • Lot Loans
  • Mortgages for the first time home buyer
• Construction Loans
• Home Equity Loans
• Auto Loans
  • Including boats, motorcycles, campers, trailers!
• Personal Loans

Click here to see current Residential Loan Rates!

Try our financial calculators!