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Personal Banking Services | Commercial
Banking
Services | Trust Services | Other
Services
Other Services
 Williamsville
State Bank and Trust
We stay on our toes for you!
There’s more to banking then just checking and savings!
Williamsville
State Bank and Trust is your Full Service Bank, providing quality service
with a friendly neighborhood smile! If it’s a service you need …just
let us know.
Our job is to bring you the best bank we can. Just like you, we bank
here too! That’s why
Williamsville State Bank and Trust is committed to serving you and the
community…we
are a proud part of it!
New Services:
Existing
Services:
INTERNET BANKING
Be sure to check out our Internet Banking and Bill Pay services under
our
Internet Banking section.
At Williamsville State Bank and Trust, we
make banking easy and fun! With Internet Banking, you can access your
accounts and
transactions from the convenience of your home or office computer. With
Bill Pay,
you can handle your payment transactions online! Regular Internet Banking
is offered at
no charge. Bill Pay, a premium service, has a small monthly charge.
YOUR STATEMENTS AND TRANSACTIONS ON A CD!
What a convenience for business and personal banking customers! Let Williamsville
State
Bank and Trust burn you a transaction CD disc playable in your computer with
complete
transaction information. See images front and back of not only your checks, but
of checks you deposit from others! A great way to keep accurate records of your
transactions through digital
imaging! We can burn transaction discs, monthly, quarterly, semiannually or annually.
Monthly
discs are priced at $5, quarterly at $12.50, semiannually at $25 and
annually at $40.
No business should be without…a great way to back-up, restore and safeguard
transactional information!
SUPERSIZE MORTGAGE BONUS PACKAGE
We know there is more to a mortgage than simply closing a loan. Qualified
residential
mortgage loan customers (with a first priority mortgage at Williamsville
State Bank and Trust) receive an entire package of financial services
tailored for their special needs!
- No Minimum Balance,
No Service Charge Regular Checking account when mortgage payments are
automatically deducted from your account *
- Instant Cash – a personal
line of credit tied to the checking account for overdraft protection.
- Free
ATM Card for 24 hour banking.
- Free Master Money Debit Card, the card
that works like a check!
- A pre-approved Home Equity Line of Credit
to qualified borrowers with no application fee.
- A pre-approved USA
Fixed Auto Loan with Tax Advantage to qualified borrowers.
- A Williamsville
State Bank and Trust pre-approved MasterCard.
- A free first year rental
on a small Safe Deposit Box
What are you waiting for? SUPERSIZE
your mortgage package today…just
ask your loan officer!
In-Touch Phone Banking
Access your account by phone 24 hours a day! In-Touch Banking lets
you get balance
information, make fund transfers, get rate information and utilize the
stop pay feature
all by simply dialing the phone. Williamsville State Bank and Trust makes
banking so convenient!
Just call (217) 566-2833 to reach our phone banking
service and register to bank by phone.
ATM
Our ATM locations include:
- Casey's in Sherman
- Sherman Branch
- Springfield Branch on Wabash Ave.
- Springfield Branch on Old Jacksonville Rd.
Master Card and Master Card Gold
No annual fees!
- Master Card has an Annual Percentage Rate of 12.50%.
- Master Card
Gold has an Annual Percentage Rate of 9.9%.
Check with our customer service staff for application, card requirements
and WSB&T account requirements. MasterCard is accepted worldwide
and is brought to you by Williamsville State Bank and Trust.
Master Money Debit Card
Withdraw your account funds without writing a check! You can use your
debit card wherever
MasterCard is accepted. The Master Money Debit Card does require approval
and an active
checking account at Williamsville State Bank and Trust.
Instant Cash Overdraft Protection
This credit line provides a pre-approved line of credit of at least $100
attached directly to the client’s personal checking account. If
the checking account is overdrawn, the credit line supplements the
account in increments of $100 to cover the overdraft. The current Annual
Percentage Rate is 17%.
Interest accrues on the unpaid balance of the loan starting from the day it is
activated.
- Instant Cash provides a ready cash reserve for unexpected needs.
- Instant
Cash helps avoid embarrassing check returns and check return charges.
- Instant
Cash lets you take advantage of special sales without going to the
bank…your loan is already approved!
- With Instant Cash there is
no charge if the service is not used.
Safe Deposit Boxes
There are some things you just want to keep safe. From favorite heirlooms to
special papers,
we can help with a variety of safety deposit boxes at our Williamsville, Sherman
and Springfield bank locations. We offer seven sizes of boxes to choose from,
with annual charges ranging from
$15 to $300 dollars depending on box size. Williamsville State Bank and Trust
has been
providing a safe place for savings and special items for over 115 years! Box
size and availability varies with location.
Direct Deposit
Direct Deposit is a service that is initiated by your “sender” of
funds (your employer
or the government). Most payroll departments offer Direct Deposit as a service
to their
employees to help keep paperwork to a minimum. Have your payroll or government
checks
sent directly to your account!
Automatic Transfer
Regularly and automatically transfer a fixed amount of funds from your
checking account to your
savings account or vice versa! Have mortgage payments made to your
Williamsville State Bank and Trust mortgage account on a regular
automatic basis. Automatic Transfer moves the predetermined amount of
funds on the same day each month so you don’t have to!
Target Balance Transfer (Sweep)
Customers who wish to prevent their primary checking account from going
below a designated
balance can authorize the bank to transfer funds from another account
to their primary checking
account when the balance reaches a certain level. Available for both
business and personal accounts. What a great way to keep that checking account properly
funded! Each sweep
has a one dollar charge.
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