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Current Rates

Auto Rates

Are you looking for a specific Auto Loan Rate? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Year Term Rate APR *
2012 - 2011 48 Months 3.250 3.498%
2012 - 2011 60 Months 3.250 3.451%
2012 - 2011 72 Months 4.500 4.671%
2010 48 Months 4.600 4.850%
2010 60 Months 4.650 4.853%
2009 Up to 48 Months 5.000 5.250%

 

  • * APR stands for Annual Percentage Rate
  • APR's for car loans based on loan amount of $30,000 and $150 loan closing fee
  • All loans subject to terms and approval
  • Rates subject to change without notice. Auto Rates effective as of 05-23-13.
  • 72 month financing available on current year models and a loan amount of $30,000.

CD Rates

Term APY
36 Month Step Rate CD 0.750%
3 Month 0.110%
6 Month 0.150%
9 Month 0.200%
12 Month CD 0.250%
15 Month CD 0.300%
18 Month CD 0.350%
24 Month CD 0.500%
30 Month CD 0.550%
36 Month CD (3 Year) 0.650%
48 Month CD (4 Year) 0.900%
60 Month CD (5 year) 1.250%

 

  • References to APY mean Annual Percentage Yield
  • $1000.00 minimum balance required
  • Penalties exist for early withdrawal

Selected CD yield Information for qualified accounts as of 5-23-13

Springfield
3341 Old Jacksonville Road
217-698-9728
Springfield
1748 Wabash Avenue
217-698-9728
Sherman
480 S Crossing Drive
217-698-9728
Williamsville
512 W Main Street
217-698-9728
Member FDICEqual Housing Lender