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Current Rates

Mortgage Rates

Are you looking for a specific Mortgage? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Fixed Term Stated Rate APR *
30 Year Rural Housing
(100% Financing Available)
4.000 4.020%
15 Year FHA Mortgage 3.500 3.540%
30 Year FHA Mortgage 3.750 3.770%
10 Year Mortgage 2.875 2.930%
15 Year Mortgage 3.000 3.034%
20 Year Mortgage 3.500 3.527%
30 Year Mortgage 3.750 3.770%

 

Selected Mortgage Rates as of 02/03/2012

* APR stands for Annual Percentage Rate. The APR for the rates above is based on a loan of $150,000. All loans subject to terms and approval. Rates subject to change without notice.

For a complete listing of available rates and terms for mortgages of other length and duration contact us at 698-WSBT.

Auto Rates

Are you looking for a specific Auto Loan Rate? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Year Term Rate APR *
2011 - 2010 48 Months 4.700 4.958%
2011 - 2010 60 Months 4.700 4.910%
2011 - 2010 72 Months 5.000 5.178%
2009 48 Months 5.150 5.410%
2009 60 Months 5.450 5.662%
2008 Up to 48 Months 5.700 5.962%

 

  • * APR stands for Annual Percentage Rate
  • APR's for car loans based on loan amount of $30,000 and $150 loan closing fee
  • All loans subject to terms and approval
  • Rates subject to change without notice. Auto Rates effective as of 02/03/2012.
  • 72 month financing available on current year models and a loan amount of $30,000.

CD Rates

Term APY
36 Month Step Rate CD 1.150%
3 Month 0.200%
6 Month 0.300%
9 Month 0.350%
12 Month CD 0.450%
15 Month CD 0.500%
18 Month CD 0.650%
24 Month CD 0.850%
30 Month CD 0.900%
36 Month CD (3 Year) 1.050%
48 Month CD (4 Year) 1.250%
60 Month CD (5 year) 1.600%

 

  • References to APY mean Annual Percentage Yield
  • $1000.00 minimum balance required
  • Penalties exist for early withdrawal

Selected CD yield Information for qualified accounts as of 02/03/2012

Springfield
3341 Old Jacksonville Road
217-698-9728
Springfield
1748 Wabash Avenue
217-698-6355
Sherman
480 S Crossing Drive
217-496-2383
Williamsville
512 W Main Street
217-566-3387
Member FDICEqual Housing Lender