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Current Rates

Mortgage Rates

Are you looking for a specific Mortgage? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Fixed Term Stated Rate APR *
15 Year Preferred 3.375 3.399%
30 Year Preferred 3.750 3.889%
10 Year Mortgage 3.500 3.535%
15 Year Mortgage 3.625 3.649%
20 Year Mortgage 4.000 4.019%
30 Year Mortgage 4.250 4.264%

 

Selected Mortgage Rates as of 9/3/2010

* APR stands for Annual Percentage Rate. The APR for the rates above is based on a loan of $150,000. All loans subject to terms and approval. Rates subject to change without notice.

For a complete listing of available rates and terms for mortgages of other length and duration contact us at 698-WSBT.

Auto Rates

Are you looking for a specific Auto Loan Rate? If so, check out our Rate Tracker service. We'll monitor the rates for you and when your term and rate becomes available at WSB&T, we'll notify you by email!

Year Term Rate APR *
2010-2009 (48 Month Auto) 48 Months 5.800 5.979%
2010 - 2009 (60 Month Auto) 60 Months 6.000 6.146%
2010 - 2009 (72 Month Auto) 72 Months 6.250 6.374%
2008 (48 Month Auto) 48 Months 6.000 6.179%
2008 (60 Month Auto) 60 Months 6.150 6.296%
2007 (Up to 48 Month Auto) Up to 48 Months 7.250 7.433%
2006 (Up to 48 Month Auto) Up to 48 months 8.250 8.435%

 

  • * APR stands for Annual Percentage Rate
  • APR's for car loans based on loan amount of $30,000 and $100 loan closing fee
  • All loans subject to terms and approval
  • Rates subject to change without notice. Auto Rates effective as of 9/3/2010.
  • 72 month financing available on current year models and a loan amount of $30,000.

CD Rates

Term APY
3 Month 0.500%
6 Month 0.600%
9 Month 0.700%
12 Month CD 0.900%
15 Month CD 0.950%
18 Month CD 1.050%
24 Month CD 1.300%
30 Month CD 1.400%
36 Month CD (3 Year) 1.650%
48 Month CD (4 Year) 2.050%
60 Month CD (5 year) 2.350%

 

  • References to APY mean Annual Percentage Yield
  • $1000.00 minimum balance required
  • Penalties exist for early withdrawal

Selected CD yield Information for qualified accounts as of 9/3/2010

Springfield
3341 Old Jacksonville Road
217-698-9728
Springfield
1748 Wabash Avenue
217-698-6355
Sherman
480 S Crossing Drive
217-496-2383
Williamsville
512 W Main Street
217-566-3387
Member FDICEqual Housing Lender