Williamsville State Bank & Trust

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Rod in Williamsville Tracey in Sherman Joe at Wabash in Springfield Erika in Old Jacksonville in Springfield
566-3387 496-2383 698-6355 698-9728

Preferred Rate Mortgages are available for a Buyer's purchase money home loan with Seller's cooperation on a loan interest buy down. Preferred Rate Loans generally have rates below the customary mortgage loan rate. Participation in the Preferred Rate Mortgage Program gives the Seller a marketing advantage of below market financing for the sales property. The Buyer benefits with the lower loan rate! Sellers interested in participating should contact Joe Londrigan at 698-6355 for further details. Available only at Williamsville State Bank and Trust!

Preferred Rate Mortgages are also available on select residential property held or acquired by Williamsville State Bank and Trust. For the most current rates call 698-WSBT.

Fixed Term	Stated Rate	APR*
30 Year Preferred	4.875%	4.889%
15 Year Preferred	4.125%	4.15%

Selected Preferred Mortgage Rates as of March 10th, 2010

* APR stands for Annual Percentage Rate. The APR for the rates above is based on a loan of $150,000. All loans subject to terms and approval. Rates subject to change without notice.

For a complete listing of available rates and terms for mortgages of other length and duration just give us a call at 698-WSBT.

Preferred Rate Mortgage financing available on ....

Lot 44 of Oak Mill Estates, Rochester ...vacant lot, new subdivision Lot 46 of Oak Mill Estates, Rochester ...vacant lot new subdivision 1829 North 14th, Springfield ... investment fixer upper 2024 North 17th, Springfield ...investment fixer upper



Springfield (217) 698-9728 New Branch at 3341 Old Jacksonville Road (217) 698-6355 at 1748 Wabash (217) 698-6355	Sherman (217) 496-2383	Williamsville (217) 566-3387